In retirement

Financial freedom for the retirement you want to live

What your retirement looks like should be as individual as you are. Extended holidays, quality time with the family, new hobbies, or new business ventures; it’s your choice. But for all, it should be a time to reap the rewards of a lifetime of hard work without the stress of money worries.

Whether you want to slow down and work a little less, travel the world, or explore new possibilities a little closer to home, you’ll need to formulate a well-researched plan to ensure your vision of the future can be achievable. No-one wants to have regrets. 

Our planning and investment services for those already in retirement are specifically tailored to give you the answers you need. From how much you can spend right now, to preparing for later life care, with our help, you can gain comfort in knowing that your future is mapped and your finances are secure.

Our 2020 client survey, showed that of our clients who have already retired, not having enough money to live their desired lifestyle was the most commonly stated concern. In fact, nearly 8 out of 10 of our clients who responded, placed the concern in their top three post-retirement worries.

Intergenerational planning

At Hartsfield, we also specialise in intergenerational financial planning.

That might mean Inheritance Tax planning to minimise the burden placed on younger generations of your family. Or it might mean transferring money sooner rather than later when you are able to see your children or grandchildren benefit from it. Our specialist planners can help you make decisions that are right for you.

One added, but important benefit of working intergenerationally with us is that it allows us to introduce ourselves to your beneficiaries now. By doing this, they will be able to feel more comfortable with us when the time comes for them to access our support. And it gives you the peace of mind knowing they will be in safe hands.