Mark Futcher FPFS

Chartered Financial Planner and Hartsfield Compliance Officer

0800 612 6633

mark.futcher@hartsfield.co.uk

Bristol Office

Professional

Mark has over 26 years of industry experience. His career – before he joined Hartsfield in 2015 and became Hartsfield’s Compliance Officer – spanned across both provider and advisory firms; both large and small in various roles which included paraplanning, advisory and as a Training & Competence Supervisor for a large financial advice network.

As Mark’s main duties are centred around compliance and training & competence, his main focus is on the overall risk framework and quality aspects of the entire Hartsfield Group. He is also the Group’s Money Laundering Reporting (MLRO) and Data Protection Officer (DPO).

Statement of professional standing

All financial planners and advisers must have an up-to-date Statement of Professional Standing (SPS). This shows they are suitably qualified for the position and have carried out the required amount of Continuous Professional Development (CPD).

Click here to see Mark's Statement of Professional Standing

Qualifications

You can see the qualifications Mark holds by clicking the button below.

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Qualifications

Fellowship of the Personal Finance Society

Advanced Diploma in Financial Planning – APFS

The Level 6 Advanced Diploma builds on existing knowledge enabling advisers to demonstrate specialist planning capabilities and offer a sophisticated and comprehensive approach to financial management.

Diploma in Financial Planning – DipPFS

The level 4 Diploma demonstrates core technical understanding across a broad range of key financial planning areas.

Certificate in Financial Services – Cert CII (FS)

The Level 3 Certificate demonstrates knowledge and understanding of the financial services industry in general, including regulation, legislation, and key retail investment products.

Certificate in Mortgage Advice – Cert CII (MP)

The Level 3 Certificate meets the FCA’s qualification requirements for mortgage advisers. It develops an understanding of the sector and the mortgage process, enabling advisers to meet individual client needs.

European Financial Planner – EFP

The mission of the European Financial Planning Association is to set, promote and implement high quality standards for competence and ethical behaviour for the financial advisory sector throughout Europe, benefiting the profession, financial firms and clients.

EXAMS

Business Financial Planning (AF2)

Assesses the candidate’s ability to develop in depth financial planning skills related to business.

Pension Planning (AF3)

Assesses the candidate’s ability to develop in depth financial planning skills related to personal and corporate pensions.

Investment Planning (AF4)

Assesses in depth financial planning skills related to investments and the management of investment portfolios. Demonstrates specialist planning capabilities and a sophisticated and comprehensive approach to financial management.

Financial Planning Process (AF5)

Assesses advisers advanced financial planning capabilities. Tests the practical application of technical knowledge and planning skills already gained, supporting the provision of competent and appropriate advice.

Senior Management and Supervision (AF6)

Assesses the ability to apply and evaluate the supervision principles and practices in a retail financial services business.

Financial Services, Regulation and Ethics (R01)

Assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

Investment Principles (R02)

Assesses a knowledge and understanding of investment products and the application of the investment advice process.

Personal Taxation (R03)

Assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

Pensions and Retirement Planning (R04)

Assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

Financial Protection (R05)

Assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

Supervision in a Regulated Environment (J07)

Develops an understanding of key supervisory concepts and approaches.

Mortgage Advice Qualification (MAQ)

Assesses the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

Investment and Risk (CF2)

This examination assesses a knowledge and understanding of investment products and the risks involved.

Financial Services Products and Solutions (LP2)

Assesses a knowledge and understanding of customer needs, including an understanding of key retail financial products such as savings, investments and tax wrappers.

Financial Services and their Regulation (FP1)

Assessing an understanding of the financial services industry including regulation and legislation.

Protection, Savings and Investment (FP2)

Assesses an understanding of protection, savings and investment products.

Identifying and Satisfying Client Needs (FP3)

UK Regulation & Professional Integrity

Introduction to Securities & Investment

Risk in Financial Services (CISI)

Risk in Financial Services offers a comprehensive global introduction to the major risk areas in financial services. It addresses international issues, reflecting the needs of a worldwide market, and provides a sound grounding in the principles of the risk management framework, corporate governance and risk oversight. It covers specific techniques used in identifying, reducing and managing operational risk, credit risk, market risk, investment risk and liquidity risk.

Accreditations and awards

What matters most

What matters most to Mark about working for Hartsfield?

I enjoy my roles within the company, and as the firms’ compliance oversight function, it’s matters that we operate in a safe way; always doing the right thing and ensuring we continually deliver good outcomes for our clients – these values are shared throughout the business too, and I’m proud to be able to work in company where the right culture and ethics achieves all of this.

What matters most to Mark about his specific role?

The roles that I do cover within the business complement each other well. It’s a cohesive structure and having the autonomy to enable me to take a pro-active approach across each function helps me and the firm stay ahead of the curve - that’s important and matters to me, especially given the ever-changing regulatory landscape.

What matters most to Mark outside of work?

I’m sure that I’m no different from most people in that spending time with family and friends outside of work matters to me – life’s busy enough but having the right work/life balance enables me to do just that!

Get in touch

Ready to take the next step towards your financial goals? Call or email your local office to book a free financial consultation. Better still, pop in and see us. And if you’re short on time, just leave us a message here and we’ll call you.

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